Purno, Marhaendro, and Muhammad Azizurrohman. “Behavioral Drivers of Buy Now Pay Later Over-Indebtedness in Indonesia”. Share: Jurnal Ekonomi dan Keuangan Islam 15, no. 1 (May 23, 2026): 308–330. Accessed June 9, 2026. https://publication.ar-raniry.ac.id/index.php/share/article/view/57.